Hall of Shame: Online Tribal Payday Lenders

May 01, 2014

Payday lenders have never enjoyed a favorable public opinion. These companies are generally seen as manipulative at best and predatory at worst by taking advantage of persons in need of quick and easy financial assistance. In a move that is[...]

Three Equal Branches of Government – Sort of

April 28, 2014

I have a poor excuse for not blogging for a long time — there have been so many issues to blog about that I have been paralyzed.  While true, it is such a lame excuse that I am forcing myself[...]

Trix Aren’t Just for Kids: How Companies Want to Take Away Your Right to a Jury Trial

April 21, 2014

In a bold move that challenged the basic tenets of contract formation, General Mills quietly updated its Privacy Policy on April 2 to include a mandatory, binding arbitration clause and class action waiver.  And while simple updates to Internet privacy[...]

Another One Bites the Dust: Dropbox Adds Arbitration Clause

March 07, 2014

It is difficult to be a consumer these days without being subjected to arbitration agreements. Most banks, cell phone companies, cable providers and major corporations include an arbitration agreement in their terms of service. Dropbox is one of the more[...]

The Comcast-Time Warner Cable Merger: A Cause for Concern

March 03, 2014

On February 13, Comcast Corporation announced its agreement to acquire Time Warner Cable in a $45.2 billion stock-for-stock transaction.  The merger of the nation’s two largest cable companies and the first and third largest Internet service providers would create a[...]

Important Considerations For Student Loan Co-Signers

February 03, 2014

American consumers owe more than $150 billion in outstanding private student loan debt.  For some fortunate enough to have a family member with a solid credit history to co-sign on those loans, they may be able to save a bit[...]